LINES of CREDIT (Overdrafts); EQUITY LINES
Avoid the embarrassment and the costs of NSF cheques...get protected with a Crocus Line of Credit. Peace of mind and money in your pocket is a winning combination.

Loan features:

1. One time one step process reduces the need to apply for loans as needs arise.


2. Pre-approved limits for qualifying members.


3. Interest is calculated on the closing daily balance of the line of credit and charged to the account monthly.


4. All transactions are recorded on the descriptive monthly statement.

PERSONAL LOANS
Whether you are looking for a new car or just some funds to fix junior's teeth, a Crocus Personal Loan is a quick and inexpensive method to get things done. Members can complete applications in person or by phone and be assured of a prompt approval process.

Loan features:

1. All loans are life insured at a nominal cost to the member. Single and joint coverage is available.


2. All loans are insured for member disability at a nominal cost.


3. Repayments are structured to meet the needs of the member.


4. All activity is recorded on a descriptive monthly statement.

MORTGAGES
Whether it's a new home or a bigger house Crocus has the right plan for you. Buying a home is a big investment, one that can pay off big rewards in the future. If you are paying rent now and would like to look at housing options, give us a call.

Loan features:

1. Open variable and fixed plans available.


2. Generous prepayment options with no limit on the number or timing of extra payments.


3. Weekly and bi-weekly payment options which are designed to cut years off your mortgage.


4. Optional life and fire insurance coverages avaiable.


5. All account activity recorded on descriptive monthly statement.