BUSINESS/COMMERCIAL banking
Service Charges
Transactional Services
|
Cheque image return
|
Free |
Interim statement
|
$1.00
|
Personal cheques - savings
|
$1.00 |
Personal cheques - chequing
|
$0.60
|
Statement with cheque images returned
|
Free
|
Electronic Transactions
|
| ATM - Crocus CU ATM's |
$0.50 |
| ATM - Other Credit Union |
$1.50 per transaction
|
| ATM - Bank ATM's |
$1.50 per transaction |
| ATM - International |
$4.00 per transaction |
Interac Debits
|
$0.50
|
Memberdirect Internet Banking
|
Free
|
Telephone Banking
|
Free |
Tranfers - Telephone banking / Internet
|
Free |
| Loan & Overdraft Services |
Caveat
|
$200.00
|
Corporations branch search
|
$12.00 |
Credit Bureau report - personal
|
$10.00 |
Credit Bureau report - business
|
$20.00 |
Epic Dealer Solutions application
|
$299.00 |
First Canadian Title
|
$100 + costs
|
Interim (bridge) financing - mortgage loans
|
$150.00 |
Interest letter for income tax
|
$15.00 |
Internal CU property valuation
|
$75.00 |
Land Titles Office Search
|
$12.00
|
Late payment notice
|
$5.00
|
Letter of Credit application or renewal
|
1/8 of 1% min. $50.00
|
Line of Credit reviews - business
|
$25.00/company
|
Line of Credit reviews - personal
|
$15.00 |
Loan application fee - Commercial & Agriculture
|
1/8 of 1% min. $100.00
|
Mortgage amendment
|
$200.00
|
Mortgage discharge
|
$200.00 |
Mortgage renewal
|
Free
|
Out-of-province mortgages
|
$250.00
|
Overdraft item handling
|
$5.00
|
Overdraft notification letter
|
$5.00 |
Personal loan - amendment or refinance
|
$25.00 |
| Personal loan $10,000 or more - application fee |
$25.00 |
| Safe Deposit Boxes |
| Various Sizes (per year) |
$30.00 - $40.00
|
SDB drilling
|
$20.00 + costs |
SDB key replacement
|
$10.00 + costs
|
Annual billing notice
|
$5.00 |
Late payment fee
|
$5.00 |
| Payment & Money Wires |
Customer Automated Funds (CAFT) application & set-up
|
$10.00 + costs
|
CAFT recalls, returns, reject & reversals
|
$5.00 |
CAFT service fees
|
$5.00/month + costs
|
CAFT amendment (loans)
|
$10.00 |
CAFT NSF (loans)
|
$10.00 |
Money orders
|
$5.00
|
Money order trace
|
$5.00 + costs
|
Stop payments - Complete details
|
$8.00 |
Stop payments - Incomplete details
|
$12.00 |
U.S. bank draft
|
$5.00
|
Utility bill payments - in branch
|
$1.00
|
Utility bill payments - Internet/Phone
|
$0.50
|
Utility bill payments - Mastercard
|
Free
|
Wires - Domestic
|
$5.00 + costs
|
Wires - International
|
$12.00 + costs
|
| Miscellaneous |
Account balance - by phone
|
$1.00
|
Account closing - within 90 days
|
$25.00 |
Auditor's account confirmation
|
$10.00 |
Certificate of balance
|
$10.00 |
Certified cheque - by member
|
$5.00 |
Certified cheque - by non-member
|
$10.00
|
Cheque collection
|
$15.00 |
Chargeback
|
$5.00 |
Dormant account notice
|
$5.00 |
Fax (per page)
|
$1.00
|
Item returned unpaid
|
$5.00
|
Inactive account notice (waived if minimum balance of $1,000 in same membership)
|
$5.00
|
Membercard
|
Free
|
Membercard - first replacement
|
Free
|
Membercard - subsequent replacement
|
$5.00
|
Non-MICR encoded cheque
|
$3.50
|
NSF cheque
|
$35.00 |
Personal Property Registry (PPR) - add/release
|
$15.00
|
PPR - renewal
|
$12.00/year
|
PPR - search (CU)
|
$12.00
|
PPR - search (member)
|
$12.00 |
Photocopying (per copy)
|
$0.25 |
RRSP transfer out
|
$50.00 |
| RRSP official receipt replacement |
$5.00 |
| Search for vouchers - in-house(per hour) |
$25.00 min. 1 hour |
| Search for vouchers - in-house(per hour) |
$25.00 + costs |
| Telephone verification |
$3.00 |
| Transfers - in person/in branch |
Free |
| Transfers - by CU/telephone to branch |
$2.00 |
| Transfers - system/branch-initiated |
$2.50 |
| Traveller's cheques |
1% |
| Travel Insurance |
Cost |
*Service charges effective January 1, 2012 through January 1, 2014
